Stripe decline code
approve_with_id
The charge couldn't be authorized because the payment couldn't be matched to a cardholder ID — usually a temporary issue.
Why it happens
- A transient verification check on the issuer side.
- A momentary identity-matching glitch.
- Temporary issuer processing load.
Should you retry it?
Yes — retrying usually recovers it
It's typically temporary, so a prompt retry of the same card often succeeds without customer action.
How to recover it
Retry on a short schedule. Reach out to the customer only if repeated attempts keep failing.
Recoverly retries at 1, 2, 4 and 7 days — quick re-attempts suited to a temporary error — for up to 4 attempts within a 30-day window.
See how much failed-payment revenue you can recover
Connect Stripe (we only read) and Recoverly shows your recoverable revenue in 30 seconds.
Related decline codes
Recoverly retries up to 4 times within 30 days. This page is informational and not affiliated with Stripe.