Stripe decline code
card_velocity_exceeded
The card exceeded a velocity limit — too many charges, or too much total spend, within a short window set by the issuer.
Why it happens
- Many charges were attempted on the card in a short period.
- The card hit a daily or per-period spending cap.
- Repeated retries in quick succession tripped the issuer's limit.
Should you retry it?
Sometimes — it depends on the issuer
Once the limit window passes, the same card often succeeds. Spacing retries out — rather than hammering the card — is essential here.
How to recover it
Space retries well apart so the velocity window can reset, and avoid rapid repeated attempts that keep the limit tripped.
Recoverly retries at 2, 5, 10 and 20 days, up to 4 attempts within a 30-day window.
See how much failed-payment revenue you can recover
Connect Stripe (we only read) and Recoverly shows your recoverable revenue in 30 seconds.
Related decline codes
Recoverly retries up to 4 times within 30 days. This page is informational and not affiliated with Stripe.