Stripe decline code
invalid_expiry_month
The expiration month submitted with the card isn't valid — for example a month outside 01–12, or one that has already passed.
Primary source: Stripe’s official decline codes reference
Why it happens
- The customer mistyped the expiry month.
- The stored card details are out of date after a reissue.
- The wrong card's details were entered.
Should you retry it?
No — the customer must update their card
Re-charging the same invalid expiry will keep failing. The customer needs to re-enter correct card information.
How to recover it
Prompt the customer to re-enter their card on a secure update page so a valid expiry is captured.
Retrying won't fix this code — the customer has to act. Recoverly's approve-first sequence emails the customer a Stripe-hosted payment page where they can update their card in one click. Recoverly never charges or retries cards itself.
See how much failed-payment revenue you can recover
Connect Stripe (we only read) and Recoverly shows your recoverable revenue in 30 seconds.
Related decline codes
Written by the Recoverly team · Published June 25, 2026 · Last reviewed July 17, 2026
Recoverly finds invoices Stripe’s retries left unpaid and — with your approval — sends payment-update emails, then verifies what actually came back. This page is informational and not affiliated with Stripe.
