Stripe decline code

invalid_expiry_month

The expiration month submitted with the card isn't valid — for example a month outside 01–12, or one that has already passed.

Primary source: Stripe’s official decline codes reference

Why it happens

  • The customer mistyped the expiry month.
  • The stored card details are out of date after a reissue.
  • The wrong card's details were entered.

Should you retry it?

No — the customer must update their card

Re-charging the same invalid expiry will keep failing. The customer needs to re-enter correct card information.

How to recover it

Prompt the customer to re-enter their card on a secure update page so a valid expiry is captured.

Retrying won't fix this code — the customer has to act. Recoverly's approve-first sequence emails the customer a Stripe-hosted payment page where they can update their card in one click. Recoverly never charges or retries cards itself.

See how much failed-payment revenue you can recover

Connect Stripe (we only read) and Recoverly shows your recoverable revenue in 30 seconds.

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Written by the Recoverly team · Published June 25, 2026 · Last reviewed July 17, 2026

Recoverly finds invoices Stripe’s retries left unpaid and — with your approval — sends payment-update emails, then verifies what actually came back. This page is informational and not affiliated with Stripe.