Stripe decline code

stolen_card

The issuer declined because the card has been reported stolen. As with lost cards, the reason is hidden from the cardholder at checkout for security.

Why it happens

  • The customer reported the card stolen and the bank blocked it.
  • The bank flagged the card for fraud and froze it.
  • A replacement card is being issued.

Should you retry it?

No — the customer must update their card

A stolen card is permanently blocked. Retrying is futile; the customer must supply a new card.

How to recover it

Invite the customer to add their new card on a secure update page. Stop retrying the blocked card.

Recoverly does not retry this code. It triggers the reminder sequence with a Stripe-hosted card-update page so the customer can add a working card in one click.

See how much failed-payment revenue you can recover

Connect Stripe (we only read) and Recoverly shows your recoverable revenue in 30 seconds.

Related decline codes

Recoverly retries up to 4 times within 30 days. This page is informational and not affiliated with Stripe.